Don’t Just Get Insurance.

Get SMART Insurance.

Meet Your Insurance Professional

Michael Luna

Insurance Professional


At Retire SMART, we believe it’s vital that you are properly insured so that your retirement nest egg is not wiped out by an unexpected damage claim against you. We think it’s so important that we put it in our name — the “R” in SMART stands for “risk management.” And that’s why we brought Michael Luna on board to launch SMART Protection.

Michael is a Certified Insurance Counselor, a Chartered Life Underwriter and an active member of the Independent Insurance Agents of Nebraska. He uses a variety of approaches, including umbrella protection, to address vulnerabilities in your risk management plan.

RS_0717R_Michael Luna (1)

How We Help Protect Your Future

We have years of insurance experience helping clients prepare for the unknown. Ask us about home, auto, fire, flood, theft insurance and anything else on your mind. We can quickly access any insurance product to help you get the appropriate options for your unique situation at the right price.

Business Insurance

You've worked hard to build your business. We want to help you protect it. Our insurance advisors can help you identify gaps in coverage, look for ways to save money and keep your assets and income protected.


General Liability |
Property | Automobile

Workers Compensation | Umbrella and more!

Personal Insurance

We believe personal insurance should be just that — personal. Our insurance advisors take the time to understand your unique needs and find the right coverage for you and your family without breaking the bank.


Homeowners |
Automobile | Umbrella

Watercraft | Recreational and more!

Get Started With a Free Risk Analysis Today.

Find out how we can help protect your hard-won assets.


Everyone has different insurance needs.

Call us today at 402.739.9233 or fill out the form below for a personalized business or individual risk analysis.

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